Precision Retirement Asset Division for Clients and Family L

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Dividing retirement assets is often the most legally intricate—and fraught—phase of a dissolution of marriage. A single omitted clause regarding survivor benefits, passive appreciation, or loan offsets can permanently forfeit thousands of dollars or trigger catastrophic tax liabilities.

At Pucci Law, we handle retirement asset division in-house from start to finish. Backed by extensive family law trial experience, advanced corporate finance credentials (MBA), and deep familiarity with complex ERISA and Illinois state statutory schemes, our firm delivers meticulous, court-ready orders that protect your financial future.

Most family law practitioners dread QDRO drafting—and for good reason. Tracking down obscure Summary Plan Descriptions (SPDs), deciphering plan administrator model language, and wrestling with strict plan rejections eats up valuable billable litigation hours while increasing post-decree liability.

Delegate the drafting headache to Pucci Law. We act as the dedicated drafting back-office for solo and small family law firms across Northern Illinois.

• Predictable, Transparent Flat Fees: No runaway hourly billing for your clients or unexpected costs for your files.
• Pre-Approval First Approach: Whenever plan procedures permit, we submit draft orders directly to the Plan Administrator for pre-approval prior to court entry, completely eliminating costly motions to amend rejected orders.
• Turnkey Court-Ready Filings: We deliver the finished, customized order along with the requisite notices and presentation motions tailored to your county’s local rules.
• Comprehensive Illinois Pension Fluency: We know Illinois law inside and out. We take over complex public pension divisions without missing statutory deadlines or calculation orders.

We prepare customized court orders and administrative packages for all private, public, and federal retirement structures:

• Defined Contribution Plans (401(k), 403(b), 457(b), Thrift Savings Plans):Precise percentage or dollar allocation, exact handling of market gains/losses from date of entry or dissolution, and correct accounting for outstanding participant loans.
• Defined Benefit Plans (Traditional Private Pensions):Accurate implementation of the coverture fraction (the Hunt formula), clear division of monthly annuities, early retirement subsidies, and mandatory drafting of Qualified Preretirement Survivor Annuities (QPSA) and Qualified Joint and Survivor Annuities (QJSA).
• Illinois Public Pensions & QILDROs (40 ILCS 5/1-119):Full statutory compliance for IMRF, TRS, SURS, GARS, and suburban/municipal Police and Firefighter Pension Funds, including preparation of the initial QILDRO Court Order, Member Consents, and subsequent QILDRO Calculation Orders upon retirement.
• Federal & Military Retirement:Court Orders Acceptable for Processing (COAP) for FERS and CSRS, and military retired pay division under the Uniformed Services Former Spouses' Protection Act (USFSPA) and DFAS regulations.
• Executive Compensation & Non-Qualified Plans:Drafting orders and creative settlement language addressing supplemental executive retirement plans (SERPs), deferred compensation, and restricted stock units (RSUs).